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About Us

Associated Insurance Brokers (AIB) was originally established in 1983, evolving into a multi talented group, providing services across the spectrum of short and long term insurance.

The evolution of the group created to the opportunity for AIB Life to become a specialist provider in employee benefits and individual financial planning.

Consultants Fiona Hoal and Frederick Kroehnert, whom you entrust your personal financial planning and employee benefit consulting, both hold the CFP ™ qualification and affiliation. This is currently the highest industry standard available, with a strict code of conduct.

Fiona and Frederick are supported by a dedicated team who include:

Tracy – Our Healthcare Administrator
Maryke and Tania – Our Life, Pensions and Employee Benefits Administrators


We believe in establishing long term relationships with our clients based on trust, transparency and the highest standard in objective and independent advice. We will always have our clients’ best interests at heart.

Our client’s needs are paramount, and all solutions recommended by us, will be the most appropriate and cost effective.

Professional Designation

CFP®, CERTIFIED FINANCIAL PLANNER® and ® are trademarks owned outside the United States by Financial Planning Standards Board Ltd.
The Financial Planning Institute of Southern Africa is the marks licensing authority for the CFP Marks in South Africa through agreement with FPSB

Our Accreditations and credentials


Financial Advisory and Intermediary Service Act (Fais), 2002

The purpose of this act was for the protection of consumers’ interests in terms of savings, investments and proper financial planning. This now ensures that you, the consumer, are far better protected than ever before.

We have always endeavoured to provide the most appropriate and transparent advice for our clients and have therefore always acted within the spirit of the act (even before it was implemented).

We carry professional indemnity insurance and comply with all current as well as proposed legislative requirements.
To ensure we are compliant; we are audited on a quarterly basis by Masthead compliance services.


Financial Intelligence Centre Act (FICA) 2001

We are legally obligated to validate the source of any investments and financial transactions. This act was implemented to combat money laundering and terrorism.